Fixed vs. Variable Mortgage Rates: How to Decide in 2025

Mortgage Tips Armaan Brar 11 Aug

If you’re starting your mortgage journey, one of the first questions you’ll face is: “Should I go with a fixed rate or a variable rate?” It’s not just a technical choice — it can impact how much you pay each month and how much interest you pay over the life of your mortgage. Here’s a […]

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How Much Down Payment Do You Really Need to Buy a Home in BC?

Mortgage Tips Armaan Brar 28 Jul

It’s not as simple as a flat percentage, it depends on the home price, your financial situation, and even the type of mortgage you choose. Let’s break it down so you know exactly what to expect. 1. The Minimum Down Payment Rules in Canada Homes $500,000 or less: Minimum 5% down. Homes $500,000–$999,999: 5% on […]

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What Is a Mortgage Pre-Approval and Why You Shouldn’t Skip It

General Armaan Brar 30 Jun

If you’re thinking about buying a home, one of the smartest first steps you can take is getting pre-approved for a mortgage. But what exactly is a pre-approval and why does it matter? 1. It Tells You What You Can Actually Afford Pre-approval gives you a clear, realistic idea of how much you can borrow […]

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